We provide insurance for a wide range of commercial properties including factories, shops, office blocks or blocks of flats. We also have access to specialist policies for properties that are considered non-standard.
We make sure that our policies provide the widest cover available and are based on all risks cover including subsidence, loss of rent, property owners liability, common parts. Full all risks terrorism cover is also available for an additional premium.
We also have access to specialist policies designed for unoccupied properties. Unoccupied properties are often difficult to insure and usually, only specialist insurers agree to provide such cover.
If you own a portfolio of properties, we can arrange a single policy covering the whole portfolio. The benefits of having a single policy include reduced premiums, less administration, one common renewal date and one single premium to pay.
Buildings and contents can be insured against fire, lightning, explosion of gas and boilers used for domestic purposes with the addition of "special perils" such as explosion, riot, malicious damage, storm, flood, impact by aircraft, road and rail vehicles, escape of water from tanks or pipes and sprinkler leakage.