Rented Property Insurance. Low cost let property insurance from Oakwell Insurance.
Property Owners Insurance- Competitive Rates
Low Cost Landlords Insurance UK
At Oakwell Insurance we specialize in arranging Low Cost Landlords Insurance policies which offer comprehensive insurance cover at extremely competitive rates.
Buildings Insurance
Standard covered for buildings insurance includes damage to landlord's property as a result of:
Theft or Attempted Theft following violent or forcible entry or exit.
Escape of Water from tanks and pipes.
Storms, Floods.
Impact, Collision, Aircraft.
Escape of Oil and Smoke Damage.
Riot, Violent Disorder or Civil Commotion.
Subsidence, Landslip or Heave.
Falling Trees, Telegraph Poles, Lamp Posts.
Fire, Lightening, Explosion or Earthquakes.
Falling Radio or TV Aerials.*
Additional cover provided for landlords:
Property Owners Liability, covers you if someone is injured on your premises, and it could be deemed the injury was a direct result of your negligence to make the property safe.
Accidental Breakage of fixed glass, solar panels, sanitary fixtures and ceramic hobs. (Includes Baths and Toilets)
The Cost of Repairing accidental damage to oil pipes, underground water supply pipes, sewers, drains, underground gas pipes and electricity cables.
Increased Metered Water Charges resulting from escaped water.
Loss of Rent as a result of an insured peril, and/or additional costs of alternative accommodation.
Expenses Incurred, covers you in the event that you suffer additional expenses following damage to the building following an insured peril.
Contents Insurance
This policy provides comprehensive contents insurance cover as an extension to the 'Buildings' section of the Landlords Property Insurance policy. Additional benefits for landlords:
Accidental Breakage of fixed glass, solar panels, sanitary fixtures and ceramic hobs.
Accidental Damage to televisions, video recorders and computers.
The Cost of Repairing accidental damage to oil pipes, underground water supply pipes, sewers, drains, underground gas pipes and electricity cables.
Loss of Rent and additional costs of Alternative Accommodation.
Increased Metered Water Charges.
Fatal Injury to the insured occurring at the premises.
Legal Liability to the Public £1 million.
Theft or Attempted Theft following violent or forcible entry or exit.
We provide insurance for a wide range of commercial properties including factories, shops, office blocks or blocks of flats. We also have access to specialist policies for properties that are considered non-standard.
We make sure that our policies provide the widest cover available and are based on all risks cover including subsidence, loss of rent, property owners liability, common parts. Full all risks terrorism cover is also available for an additional premium.
We also have access to specialist policies designed for unoccupied properties. Unoccupied properties are often difficult to insure and usually, only specialist insurers agree to provide such cover.
If you own a portfolio of properties, we can arrange a single policy covering the whole portfolio. The benefits of having a single policy include reduced premiums, less administration, one common renewal date and one single premium to pay.
Buildings and contents can be insured against fire, lightning, explosion of gas and boilers used for domestic purposes with the addition of "special perils" such as explosion, riot, malicious damage, storm, flood, impact by aircraft, road and rail vehicles, escape of water from tanks or pipes and sprinkler leakage.
