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Cheap Landlords Insurance UK
At Oakwell Insurance we specialize in arranging Low Cost Landlords Insurance policies which offer comprehensive insurance cover at extremely competitive rates.
Buildings Insurance
Standard covered for buildings insurance includes damage to landlord's property as a result of:
- Theft or Attempted Theft following violent or forcible entry or exit.
- Escape of Water from tanks and pipes.
- Storms, Floods.
- Impact, Collision, Aircraft.
- Escape of Oil and Smoke Damage.
- Riot, Violent Disorder or Civil Commotion.
- Subsidence, Landslip or Heave.
- Falling Trees, Telegraph Poles, Lamp Posts.
- Fire, Lightening, Explosion or Earthquakes.
- Falling Radio or TV Aerials.*
Additional cover provided for landlords:
- Property Owners Liability, covers you if someone is injured on your premises, and it could be deemed the injury was a direct result of your negligence to make the property safe.
- Accidental Breakage of fixed glass, solar panels, sanitary fixtures and ceramic hobs. (Includes Baths and Toilets)
- The Cost of Repairing accidental damage to oil pipes, underground water supply pipes, sewers, drains, underground gas pipes and electricity cables.
- Increased Metered Water Charges resulting from escaped water.
- Loss of Rent as a result of an insured peril, and/or additional costs of alternative accommodation.
- Expenses Incurred, covers you in the event that you suffer additional expenses following damage to the building following an insured peril.
Contents Insurance
This policy provides comprehensive contents insurance cover as an extension to the 'Buildings' section of the Landlords Property Insurance policy. Additional benefits for landlords:
- Accidental Breakage of fixed glass, solar panels, sanitary fixtures and ceramic hobs.
- Accidental Damage to televisions, video recorders and computers.
- The Cost of Repairing accidental damage to oil pipes, underground water supply pipes, sewers, drains, underground gas pipes and electricity cables.
- Loss of Rent and additional costs of Alternative Accommodation.
- Increased Metered Water Charges.
- Fatal Injury to the insured occurring at the premises.
- Legal Liability to the Public £1 million.
- Theft or Attempted Theft following violent or forcible entry or exit.
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