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Hotel Insurance UK

We can arrange Low Cost Guest House and Hotel insurance cover for all kinds of hotels and guest houses in the British Isles.

Our Hotel Insurance policies offer a core of standard covers. These consist of:

Contents
Providing cover for contents, stock and trade fixtures and fittings against most events with the option to include accidental damage and subsidence. Business Interruption

To protect your income if your business turnover falls after a claim. The standard indemnity period for this is 12 months but this can be extended to up to 36 months depending on how long you feel it will take for business to 'get back to normal'.

Employers Liability
To cover yourself against legal liability in respect of accidental Bodily Injury caused during the Period of Insurance to any Employee and arising out of and in the course of Employment by the Insured.

Glass
To cover breakages of sanitary fittings and glass, including the cost of boarding up if necessary. This cover includes damage to the contents of display windows and window and doorframes.

Money
To cover the loss of money while in transit to and from the bank and for a loss at your premises including whilst at the private residence of nominated persons.

Public and Products Liability
To cover yourself against legal liability for damages and reasonable costs and expenses in respect of accidental Bodily Injury to any person not in your employ and for accidental loss of or damage to their property caused by a product manufactured, repaired or serviced by yourself. In addition to the core cover, the policy can also be extended to cover the following extensions:-

Deterioration of Stock
To cover the deterioration of stock following breakdown of refrigeration units or accidental failure of the public electricity supply

Guests Effects
To cover damage to guests effects following a loss that occurs under one of the insured perils on the policy.

Loss of license
To cover depreciation in your business interests resulting from withdrawal or non-renewal of your liquor license.

If you require a quotation please complete our on-line enquiry form or call us on 0845 7413887.
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