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Business Insurance

Contractors all risk insurance UK

Contractors All Risks cover (CAR) provides comprehensive insurance protection to businesses carrying out building or civil engineering work regardless of whether you are acting as a contractor or principal.

Protection can be arranged on an annual open basis or on a one-off contract basis. Insurance cover will commence from the start of the project until the works are completed and handed back to the principal.

Although the extent of insurance cover varies depending on the insurer, most insurance policies will provide cover for the following:
  • All materials including temporary works
  • Site huts
  • Contractors' plant
  • Employees' tools and personal effects
  • Offsite storage
  • Speculative buildings
  • Indemnity to principal
  • Removal of debris
  • Professional fees
Common exclusions under such policies often include:
  • Existing structures
  • Defective workmanship
  • Defective design, plan or specification
  • Policy excess
  Click here for a Contractors all risk insurance UK Quote

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